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Satisfactory Academic Progress for Financial Aid

To qualify for federal financial aid a student must be making satisfactory academic progress (SAP). Click on the link below to view the policy.

SAP for financial aid is monitored on two standards:

  • Qualitative:
    • Students must maintain minimum Cumulative GPAs corresponding to their level of study (undergraduate, graduate, doctorate, etc.)
  • Quantitative (Successful Pace of Completion):
    • Percent of Credits Attempted - students must successfully complete a minimum percentage of the credits that they attempt.
    • Length of Program - students must complete their program within a specific time frame that starts on the first day of class from the semester in which their program initially began, including periods of non-enrollment.


* see "SAP Policy Minimum Requirements" below for details.


Click for the SAP Policy


Items to Consider:

  • Financial Aid Satisfactory Academic Progress is not the same as academic progress required for graduation.
  • Being declared ineligible for financial aid does not mean you have been academically dismissed from Regent.
  • Any appeal of ineligibility is good for only one term. SAP must be reviewed each term.
    Approval of an appeal will place the student on financial aid probation for the next term of enrollment.
  • No private loan funds, federal loans or grants may be paid to your account for a subsequent term until AFTER grades for the probationary period have been reviewed and your status determined to be satisfactory.
  • Failure to meet the minimum standards again after an appeal was approved will place a student in ineligible status again.

The Appeal Form

Students wishing to appeal an ineligible status must complete a SAP Appeal formlink opens in a new window. The appeal process requires the submission of the following items:

  1. The completed SAP Appeal form linked to above.
  2. During completion of the SAP Appeal form, you will answer questions that assist in the creation of an "academic plan". The academic plan is designed to outline both the extenuating circumstances that lead to SAP Ineligibility status and what steps will be taken to return to minimum standards. Answering all questions on the form is necessary.
  3. Printed certificates of completion of the SAP modules ot the TG Transcript verifying course completion. These modules take approximately 15 minutes to complete and are done so online. After the completion of each module, students must print a certificate of completion. Students can access the modules by following the directions in Section Two of the SAP Appeal form.

Once students complete the SAP Appeal form and attach all necessary, supporting documents, it must be submitted to the student's current school of enrollment (Undergrad, Communication, Government, Law, et al). Listed below is very important SAP information:

  • Satisfactory Academic Progress (SAP) is not the same as academic progress required for graduation.
  • Being declared ineligible for financial aid does not mean you have been academically dismissed from the university.
  • An appeal approval is effective for a single semester. SAP will be reviewed after each semester.
  • Federal aid will not disburse until after grades are reviewed for your warning or probation semester.
  • Appeal approvals will place students on financial aid probation for the next semester of enrollment.
  • Failure to meet the requirements of an approved academic plan will result in federal aid ineligibility for subsequent semesters.

Please contact the Central Financial Aid Office if you have any additional questions about the SAP Appeal process.

Satisfactory Academic Progress (SAP) Policy

A student must be in an admitted/enrolled status as a regular student in a degree program and making satisfactory academic progress toward a degree in order to be considered for participation in financial aid programs (federal and/or private) administered through Regent's Central Financial Aid Office. Making satisfactory academic progress, for these purposes, means that a student must maintain a minimum prescribed cumulative grade point average (GPA) defined by the school, as well as proceed through the program at a pace leading to completion in a specified time frame. Satisfactory progress is measured at the end of each academic semester.

Minimum Requirements

A student achieving at least the minimums specified below will be considered to be making satisfactory academic progress.

Minimum Cumulative GPA of 2.00 (JD, LL.M., and Undergraduate), 2.50 (MDiv, M.A. in Practical Theology), or 3.00 (all other programs) in the student's current academic program transcript level.

Graduate and professional programs of study require the successful completion of at least 50% of the credits attempted. Undergraduate programs of student require the successful completion of at least 67% of all credits attempted. An "attempted" credit is any credit in which a student enrolls. Successful completion is defined as credits finished with grades other than an F, I, IP, W, WF, WX, FX, NP, NG, or AU at the time grades are posted for the term being reviewed or when the SAP review for the prior semester is made.

Students in masters or juris doctorate programs cannot enroll for more than five calendar years from the beginning of the semester in which the program was initially begun, including periods of non-enrollment.

Students in doctoral and M.Div. programs cannot enroll for more than seven calendar years from the beginning of the semester in which the program was initially begun, including periods of non-enrollment.

Students in an undergraduate degree program cannot exceed 150% of the published length of the program. The 150% mark is based upon the number of calendar years it is exepected to complete the program of student. For example, Bachelor's degree programs are expected to take 4 calendar years to complete; therefore, students enrolled in a Bachelor's degree program cannot exceed 6 calendar years from the beginning of the semester in which the program was initially begun, including periods of non-enrollment (3 years for Associate's degree programs).

Students must be in otherwise good academic standing with Regent (as defined by Regent's academic policies). A student placed on academic probation is automatically on financial aid warning.

In the event that a student fails to meet any of the above criteria at the end of an academic semester/term, the student will be placed on "Financial Aid Warning" for the term immediately following period of enrollment. That is, a student in this category may receive financial aid for the next term of enrollment, but must meet the above stated minimums by the end of that time period. The second time that a student fails to meet one or more of the requirements, the student will no longer be making satisfactory progress for financial aid purposes. As a result, he or she will be ineligible for financial aid offered through the Central Financial Aid Office, including federal and private loans, scholarships, etc., for the following academic term in which the student may enroll.

Appeal Procedures

If a student is found to be ineligible for financial aid because satisfactory progress requirements were not met after a warning period, the student may appeal this decision to the dean of the school through the school's financial aid representative. Reasons for appeal may include such extenuating circumstances as prolonged illness, hospitalization, death of an immediate family member, etc. The appeal must be in writing and indicate the reasons why the minimum requirements were not met; what has changed in the students circumstances that would make it possible for them to achieve Satisfactory Academic Progress during this term; and what will be their academic plan to comply with the minimum academic standards.  Download the appeal form link opens in a new window.

The dean of the school (or designee) will review the appeal and determine whether suspending aid is justified. The student and Central Financial Aid Office will be advised, in writing, of the decision. The director of Central Financial Aid may consult with the dean of the school regarding the decision provided before Central Financial Aid clears an ineligible status.  Note: Central Financial Aid reserves final authority in SAP appeal decisions. If the appeal is approved, the student will be placed on financial aid probation.

Loan History

Part of the SAP appeal review process includes a review of students' borrowing histories. This information is housed at the U.S. Department of Education's National Student Loan Data System (NSLDS). Students have access to this information as well, and the Central Financial Aid strongly encourages them to review regularly the information therein.

At the time of admission, students must supply Regent University with all transcripts from their prior college work. NSLDS reviews manifesting discrepancies between self-reported student enrollment at the time of admission and their actual enrollment history reported to the U.S. Department of Education by lenders will be taken seriously. After a detailed review, and per the discretion of the Director of Financial Aid, this information may be considered fradulent and will be grounds for immediate dismissal from Regent University.


To reestablish satisfactory progress after being terminated from aid eligibility, a student must improve his/her academic standing to meet the designated standards.

Repeated Courses

When a course is repeated, the last grade points and credit hours earned replace the previous grade points and credit hours in computing the grade point average. Please refer to the university catalog for the method in which repeated courses in the School of Law are calculated. 

Transfer Students

Courses that transfer students took at previous institutions prior to attending Regent are counted as both attempted and successfully completed credits for financial aid purposes.  The grades from the courses are not considered in the GPA calculation per the university's academic policy.

Periods of Non-Enrollment

Periods of non-enrollment in a particular degree program have no effect on a student's SAP upon reentering for these purposes, except that the maximum five- to seven-year time limit still applies (as described in "Minimum Requirements" above). Any exceptions to the time limit due to periods of non-enrollment must be appealed to the dean of the school through the school's financial aid representative. See Appeal Procedures above.

Joint Degrees and Multiple Degree Programs

A joint degree student or student enrolling in multiple degree programs at different academic transcript levels (e.g., law and business, or a Master of Divinity degree program and a Master of Counseling degree program, etc.) will be evaluated for SAP based upon each transcript level. Failure to meet the standards on either academic transcript level will classify the student as not making satisfactory academic progress for financial aid purposes.

Students having academic records in multiple programs at the same transcript level will be evaluated based upon all grades at that level, regardless of current enrollment status in any of the programs. It is vital that students monitor their classification in each academic program to ensure accurate representation of their intended degree plans, especially as it relates to satisfactory academic progress for financial aid purposes.

The maximum time limits as defined under "Minimum Requirements" above are still applicable to students in joint degree and/or concurrent multiple degree programs.

NOTE -The SAP policies are for financial aid purposes. They are required to ensure that recipients of federal student aid and other aid administered by the Central Financial Aid Office are meeting qualitative and quantitative progress toward their degree as required by program regulations and policies. A particular scholarship, grant, etc., offered through your school might have different individual award eligibility requirements unique to that particular award.